Without losing more time, make an appointment with your bank so that a credit study corresponding exactly to your financing needs to be made. On the other hand, instead to borrow this money from your banker, it is a friend or a member of your family who will lend you. Be aware that when a person's money to another, the latter must him sign an acknowledgment of debt.
In fact, this recognition of debt is only a written record of the agreement that the two people come to pass. The fact that this agreement is specified in writing in the form of an acknowledgement of debt to avoid many potential misunderstandings later... Moreover, legally, the recognition of debt is required for a superior commitment to 2,000 $.
Also, when you need cash and your credit limit is reached in your banker or the Organization of credit with which you do business, the private loan is one possible solution offering flexibility. On the other hand, the recognition of debt is a necessary formality as much towards tax administration for your lender. Of course, the credit should not be used so impulsive but thoughtful.
Never lose sight of that credit is not a gift or a grant but an advance granted to you on a time more or less long and need to repay. Also, even if it is an individual that gives you a credit, do not forget that in fact, this additional rebate is in addition to those that you must already assume, and it would be unwise to exceed your ability to repay.